Do you need help to finance the payment of a pet?

REQUIREMENTS TO APPLY FOR FINANCING AT TERRACE PETS

The application process should take about 5 minutes to complete. You'll be asked to provide basic information and will immediately know if you're approved and for how much.

  • What you'll need to apply:
  • Social Security Number
  • Bank name, checking account, and routing numbers
  • Valid credit/debit card from a US bank
  • Government-issued photo ID from the US
  • Being 18 years or older
  • Monthly net income
  • Monthly housing expense
    Simply fill out the application. Shortly after, you'll receive an email regarding the status of your application from the financial company. Once your application is approved, you can either visit our store or contact us directly so we can assist you with your purchase process.
  • These are the basic requirements to apply and do not guarantee that your application will be approved. Approvals are based on all the information from your application; your credit history, income, etc.

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How it works

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  • What kind of pet or product do you want?

    Whether you have a breeder or supplier already in mind or need help finding one, Terrace Pets can help. Fill out our form or give us a call to be matched with a breeder or product on our network. Or choose your own source, and we’ll work with them to complete the transaction

  • Complete the application.

    Ready to reserve or take home a pet or product? Complete our applicationthrough your breeder or merchant’s linkto create an account and be matched with financing. Or go ahead and apply through our site if you’re still shopping around and we’ll facilitate the transaction.

  • Get matched with a program.

    Our lender waterfall will work to match you with a program that matches your credit profile, needs, and state regulations. Review the offer from the lender carefully before accepting. You can put the application on hold and come back to it if you wish by logging back in

  • Finalize the transaction.

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Estimate payments.